According to Citibank, the general level of financial independence is divided into five:
The first level, you free yourself from financial temptation. This is the most basic level. If you want to live up to the next level, you should be able to control themselves financially. The first level is characterized with you no longer have the condition which is termed the large pegs instead of the pole.
The second level, free of financial dependence of the people who love you. That is, you are able to finance themselves without relying on other people around you, like a parent. Financial independence is desirable by the younger generation entering the new world of work and have full responsibility for themselves independently.
The third level, free of dependence of the creditors. Not a few people who take advantage of financial loans. Nothing wrong with borrowing money if they can manage financial loans without making it as a burden. That is, you can say financially independent at the third level if credit card debt, mortgage, or other personal loans can be resolved or well controlled.
The fourth level, free of dependence on employment as an employee. You are said to be financially independent by becoming a level four businessmen. That is, you have the financial independence by not relying on the monthly salary drawn from the position as an employee of a company.
Fifth level, this is the most excellent level of independence, only if you are free from financial problems. You no longer have financial problems or all matters relating to the financial issue has been handled and properly secured. You just need to enjoy life.
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